Catholic Association of Foresters
  • About Us
    • Who We Are
    • Fraternal Benefit Society
    • History
    • Partnerships
    • Testimonials
    • FAQ
    • Privacy Statement
  • Community
    • Photos
    • News
    • Scholarships
    • Faith
    • Membership
  • Products
    • Our Competitively Priced Plans
    • Twenty Year Payment Whole Life
    • Whole Life Paid Up at Age 80
    • Single Premium Whole Life & 3 Payment Whole Life
    • Twenty Year Level Term
    • Term to Age 25
  • Forms
  • Contact Us

Fraternal Benefit Society

  • Who We Are
  • Fraternal Benefit Society
  • History​
  • Partnerships
  • Testimonials
  • FAQ
  • Privacy Statement
Fraternal benefit societies date from the second half of the 19th century. Most were established to provide life and health insurance benefits to those ethnic, religious, or occupational groups that were unable to get coverage from commercial companies. Members typically shared a common background; hence many fraternals still have by-law provisions that restrict membership accordingly.
Like insurance companies, fraternal benefit societies sell insurance. Both are chartered and licensed in accordance with state insurance laws and both are examined and reviewed by state insurance departments. However, the similarities stop there.
Picture
Fraternal benefit societies are non-profit organizations that are defined by law as: “Any incorporated society, order or supreme lodge, without capital stock, conducted solely for the benefit of its members and their beneficiaries, and not for profit, operated on a lodge system with a ritualistic form of work, having a representative form of government, and which makes provision for the payment of benefits in accordance with this chapter, is hereby declared to be a fraternal benefit society.”

Fraternal societies are also subject to different legal restrictions and different tax laws than insurance companies; this exempts them from paying income and premium taxes. In addition, fraternals also have limitations on the type of insurance that can be issued; group insurance, credit life or closed contracts are prohibited.

We cordially invite you to join our community – visit our Contact Us form or call us at 1-800-282-2263 for a quick insurance quote. We look forward to hearing from you!
​​Scholarship Application
​

 Click here for the CAOF Educational Grant & Scholarship application. Please submit before APRIL 15.

​CAOF Members, who qualify, may apply for the New England Fraternal Alliance Scholarship. Call Headquarters for Application at 781-848-8221. Deadline September 1.
​Products
  • Our Competitively Priced Plans
  • Twenty Year Payment Whole Life
  • Whole Life Paid Up at Age 80
  • Single Premium Whole Life & 3 Payment Whole Life
  • Twenty Year Level Term
  • Term to Age 25
​Contact Us
Address
Catholic Association of Foresters
PO Box 850888
Braintree, MA 02185


Phone
1-800-282-2263

Fax
781-848-0311




​GENEALOGY:
Mortuary Records of Massachusetts Catholic
Order of Foresters are now at the University
Archives & Special Collections Department at the
Joseph P. Healey Library at UMass Boston. blogs.umb.edu/archives/collections/foresters/
Social Media
Facebook
​Twitter
Instagram

About Us

​Community

Products

Contact Us

  • About Us
    • Who We Are
    • Fraternal Benefit Society
    • History
    • Partnerships
    • Testimonials
    • FAQ
    • Privacy Statement
  • Community
    • Photos
    • News
    • Scholarships
    • Faith
    • Membership
  • Products
    • Our Competitively Priced Plans
    • Twenty Year Payment Whole Life
    • Whole Life Paid Up at Age 80
    • Single Premium Whole Life & 3 Payment Whole Life
    • Twenty Year Level Term
    • Term to Age 25
  • Forms
  • Contact Us